|Year||Starting Amount||Annual Contribution||Total Contributions||Total Interest Earned||Amount|
in the above calculator with assume the additional contributions occurs at the start of each year. This will be your starting capital of your investment
Investments we usually mean an amount money from your savings that you will use to buy stocks, bonds etch we keep some them for a specific duration of time. The term investment is general means you can that investment can be also equipment for a business, or house real estate. In this calculator we focus mainly on financial assets such bonds, stocks, saving accounts, treasury bills. You can also use this as an savings interest calculator to find how much money you will make bank savings accounts.
All the investment have risk and what type of assets you prefer depends from your risk tolerance. Usually there is a positive correlation between risk and returns the higher risk the higher the returns. To manage financial assets is a complex job so you invest mututal funds or index funds that for some they will take care the management. Keep in in mind if do not it write always there is a chanace to loose the principal.
Starting investing always need to have some money, that could be savings from your income or other sources. There are many type of invesments that could be in money markets and mutual funds (stocks, options, bonds), real estate market or buying a piece of business. Every case has different type of risk and rewards and your decision could on your risk tolerance the spare time you want to manage it. For example for as low $1000 you could start with mutual funds that handles manage financial assets. A good start is on beginning on something you can understand and explain back in less than 2 minute that mean you invest in things that you understand easily.